Sandbox only — no real funds are transferred
OPEN PAYMENT COORDINATION

One protocol.
Any value.

An open protocol for payment intent, competitive routing, and verifiable settlement receipts across financial systems.

Not a coin. Not a blockchain. A shared language for moving value.

Try it in your browser

Request €42, compare three virtual providers, take the cheapest provider offline, and download a signed demo packet.

Explore the demo →
01

Intent

Merchant requests an exact amount in the currency they need.

02

Route

Providers compete on price, speed, and reliability.

03

Prove

A signed, single-use Value Packet produces a durable receipt.

THE ACCORD

Different rails.
Shared understanding.

Value Accord coordinates a payment without pretending every provider, asset, or jurisdiction is the same. Participants keep their roles; the protocol makes intent, routing, authorization, and proof interoperable.

See how it works →
OPEN SOURCE · EARLY RESEARCH

Run it. Question it. Improve it.

Clone the reference sandbox, inspect the draft, or report a reproducible problem. Code is available under Apache-2.0.

Start contributing